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Preferred Lenders

Picking the right lender is one of the important steps in purchasing a home, yet many people feel they can just pick the one that quotes the lowest interest rate on the internet. With all the turmoil in today's mortgage market this is even more important. I can't tell you how many times I've seen buyers get to 2-3 days from closing on their dream home and find out the lender can't deliver what they promised. Or worse yet, the lender has gone out of business, leaving the buyer in a very risky and sometimes very costly position.

Choosing the right lender is also more than just picking a well known company. Just like every other business or company, there are "employees" who know everything about what the business offers and will do everything they can to get the job done right. Then there are the other "employees" who, as you and I both know, just don't really care. If it happens, it happens, and if it doesn't oh well. Which one do you want working on the loan for your dream home? From my experience the most important first step in finding a lender is finding the right loan officer. The second step is having confidence in the company. The right loan officer will make it happen in spite of the company.

There are two main types of lenders in the market today. A Mortgage Banker and a Mortgage Broker. Each has it's strength and weakness. The one that is right for one person may not be for another, it depends on each person's unique situation and timing as to which type of lender is best for you at the time. I encourage people to compare quotes and programs from one of each, so they are confident they chose the right one for them. But one word of warning - NEVER let more than two people pull your credit report in one month! This will negatively affect your credit report for several weeks, which can be the difference between a great rate and an okay rate.

Fill out the form below and we'll send you information about the lenders we currently recommend. Our recommendations come from success at the closing table. We know they'll go the extra step and will deliver what they promise!

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